01
Money Foundations
CourseUnderstand cash flow, net worth, financial priorities, and the basic framework behind managing your financial life.
Money Skills products
Learn the skills. Use the tools.Build a stronger financial life.
Money Skills is building an integrated financial learning and planning platform that combines practical education with tools designed to help people understand their finances, make informed decisions, and follow through on the goals that matter to them.
The courses and tools below are part of the Money Skills product roadmap and are currently under development. Nothing here is available for purchase or enrolment yet.
Money Skills Courses
Learn the principles behind the financial decisions that shape your life — then put them to work.
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Build a Budget That Works
CourseCreate a realistic spending plan based on income, expenses, priorities, savings, and financial goals.
03
Getting Out of Debt
CourseUnderstand debt, interest, payoff strategies, and how additional payments can change the cost and timeline of becoming debt-free.
04
Credit Fundamentals
CourseLearn how credit reports, credit scores, utilization, borrowing, and interest work — and how financial decisions can affect them.
05
Emergency Fund & Saving
CourseUnderstand how emergency savings create financial resilience, and develop a practical savings strategy around your own expenses and circumstances.
06
Investing Fundamentals
CourseLearn the basics of risk, diversification, asset allocation, long-term investing, and the role investing can play in building wealth.
07
Retirement Planning
CourseUnderstand retirement goals, savings requirements, income sources, withdrawal planning, Social Security considerations, and long-term financial projections.
08
Taxes & Your Financial Life
CourseLearn how taxes interact with income, investments, retirement accounts, and major financial decisions.
09
Insurance & Risk Management
CourseUnderstand the role of health, life, disability, property, liability, and other forms of insurance in protecting a financial plan.
10
Financial Planning Through Life
CourseUnderstand how financial priorities change through different stages of life, and how budgeting, saving, investing, protection, and retirement planning work together.
Money Skills Tools
Knowledge becomes more useful when you can apply it to your own numbers.
Tool
Debt Doctor
Organize debts, balances, interest rates and payments; compare payoff approaches; understand what interest is costing; model additional payments; and build a practical debt-reduction plan.
Tool
Retirement Planner
Explore retirement goals, current savings, future contributions, expected income sources and planning assumptions, and see how different decisions change the projection.
Tool
Budget Builder
Create a realistic monthly spending plan, organize recurring and discretionary expenses, set savings targets, and compare planned spending against what actually happened.
Tool
Money Tracker
Understand income, expenses, saving and broader financial activity over time, using information you enter and maintain yourself.
Tool
Net Worth Tracker
Organize assets and liabilities in one place and follow how your overall financial position changes over time.
Tool
Goal Planner
Define financial goals, target amounts, dates and planned actions, and track progress toward each one.
Tool
Emergency Fund Planner
Estimate an emergency-savings target based on your own expenses and circumstances, and build a savings plan toward it.
Tool
Debt vs. Invest Calculator
Explore the tradeoffs between putting additional money toward debt reduction and directing it toward long-term investing. Educational and scenario-based — it compares assumptions you choose rather than recommending a course of action.
Tool
Retirement Income Planner
Explore how savings, Social Security, pensions and planned withdrawals might work together to create retirement income under different assumptions.
Tool
Financial Health Check
A guided review across cash flow, savings, debt, protection, retirement and financial goals, to help you see where things look solid and where they may be worth a closer look.
Accountability
Stay on track.
Knowing what to do and actually doing it are different problems. Money Skills is being designed to help with the second one.
- Action plans you build and adjust yourself
- Goal progress you can see over time
- Course progress that picks up where you left off
- Periodic financial check-ins
- Milestones as goals are reached
- Plan reviews on a schedule you choose
Money Skills is being designed to support optional reminders and notifications that help people stay engaged with their courses, financial plans, goals and important tasks. Users will be able to control which optional communications they receive, and how. Examples may include account and security notices, course reminders, goal reminders, action-plan check-ins, financial task reminders you have asked for, and product or service notifications.
Money Skills does not connect to, monitor, or take action on your financial accounts, and does not send financial instructions on your behalf. Reminders and notifications are prompts for you, not actions taken for you.
Learning is better when you can put it to work.
Money Skills is being designed so that education and tools reinforce each other rather than sitting in separate places.
01
Learn
Understand a concept, and why it matters for the decision in front of you.
02
Apply
Take that concept into a tool and work through it with your own numbers.
03
Plan
Turn what you worked out into a small number of concrete steps.
04
Track
Follow what actually happens, and revisit the assumptions you made.
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Improve
Use what you learned from the last decision on the next one.